Risk Management Question Paper 2024 [Dibrugarh University BCOM 2nd SEM FYUGP]

Risk Management Question Paper 2024
Dibrugarh University BCOM 2^nd SEM FYUGP

COMMERCE (Generic Elective Course)

Paper: GECCOM2

Full Marks: 80

Pass Marks: 24

Time: 3 hours

The figures in the margin indicate full marks for the questions

Paper: GECCOM2 (D)

(Risk Management)

1. (a) Write ‘True’ or ‘False’ of the following:                        1x4=4

(i) ‘Operational risk’ involves risk associated with technology only.

(ii) ‘Identifying loss exposure’ is a one-time task in risk management.

(iii) ‘Non-insurance transfer’ can be implemented through transfer of risk to external entities.

(iv) The nature of risk can influence retention level in risk management.

(b) Fill in the blanks of the following:                                       1x4=4

(i) The initial step in the risk management process is _______.

(ii) _______ approach in risk management focuses on shifting the potential risk to external parties.

(iii) The risk of not meeting short-term financial obligations is known as _______ risk.

(iv) _______ type of risk involves the possibility of non-payment by borrowers.

2. Write short notes on any four of the following:              4x4=16

(a) Systematic risk.

(b) Non-insurance transfer.

(c) Types of retention.

(d) Captive insurance.

(e) Credit risk.

(f) Paying losses in risk management.

3. (a) What is Risk Management? Discuss the various steps in risk management process.                 4+10=14

Or

(b) What is ‘loss-exposures’ in risk management? Discuss about the process of identifying loss-exposures.     4+10=14

4. (a) What are the methods of risk financing? Discuss the factor influencing risk financing.             7+7=14

Or

(b) What is risk retention? Discuss the determining factors of retention level.       4+10=14

5. (a) What do you mean by personal risk management? Explain the steps involved in personal risk management. 4+10=14

Or

(b) Write a note on the steps involved in analyzing risk exposures in personal risk management. 14

6. (a) What is ‘operational risk’? Explain the causes and impact of operational risk in banks. 4+5+5=14

Or

(b) What do you mean by ‘market risk’? Discuss the strategies that banks should use to manage market risk.   4+10=14

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