Indian Banking System Question Paper 2021
[Dibrugarh University B.Com 5th Sem CBCS Pattern]
5 SEM TDC DSE COM (CBCS)
501 (GR-IV)
2021 (Held in
January/February, 2022)
COMMERCE (Discipline
Specific Elective)
(For Honours/Non-Honours)
Paper: DSE-501 (Group-IV)
(Banking
and Insurance)
(Indian Banking System)
Full Marks: 80
Pass Marks: 32
Time: 3 hours
The figures in the margin indicate full marks for the questions
1. Answer the following as directed: 1x8=8
(a) Priority sector lending does not include
educational loan. (Write True or False)
(b) The name of the first bank established in
India was Bank of Bengal. (Write True or False)
(c) Cash credit is a non-fund based advance
available from bank. (Write True or False)
(d) Which nationalized bank was merged with
Punjab National Bank in 1993?
(e) Which was the first bank to introduce ATM
in India?
(f) The Cooperative Societies Act was enacted
in the year _______. (Fill in the blank)
(g) When was Deposit Insurance and Credit
Guarantee Corporation established under RBI?
(h) Failed ATM transactions should be
resolved within _______ days. (Fill in the blank)
2. Write short notes on the following (any
four): 4x4=16
(a) Indigenous Banking.
(b) Cooperative Banking.
(c) Syndicated Loan.
(d) CRR.
(e) Universal Banking.
(f) Credit Card.
3. (a) Discuss the functions performed by
modern commercial banks. 14
Or
(b) Explain the provisions of the Banking
Regulation Act regarding the following: 7+7=14
(1) Requirements as to minimum paid up
capital and reserve.
(2) Licensing of banking companies.
4. (a) What is unit banking system? How does
it differ from branch banking system? Discuss. 14
Or
(b) Distinguish the following: 7+7=14
(1) Public Sector Bank vs. Regional Rural
Bank.
(2) Retail Banking vs. Wholesale Banking.
5. (a) What do you mean by Bank
Nationalization? Discuss the arguments for and against Nationalization of Banks
in India. 14
Or
(b) Discuss the factors that are taken into
consideration by banks while lending or investing. 14
6. (a) What is Internet Banking? Discuss the
advantages and challenges of Internet Banking. 14
Or
(b) What is bridge loan? Discuss the
characteristics and uses of bridge loan. 4+5+5=14
Also Read:
Indian Banking System Question Paper Dibrugarh University BCOM 1st SEM NEP
Indian Banking System Question Paper Dibrugarh University BCOM 5th Sem
- Indian Banking System Question Paper 2021
- Indian Banking System Question Paper 2022
Indian Banking System Question Paper Dibrugarh University BCOM 4th SEM (Old course)
SEM4: IBSM - 404 - May' 2013 May' 2014 May' 2015 May' 2016 May' 2017 May' 2018 May' 2019
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