Indian Banking System Question Papers May 2018, Dibrugarh University B.Com 4th and 5th Sem Hons and Non Hons (CBCS Pattern)

Indian Banking System Question Papers May 2018
Dibrugarh University B.Com 4th and 5th Sem
COMMERCE (General)
Course: 404 (Indian Banking System)
Time: 3 hours
The figures in the margin indicate full marks for the questions
(NEW COURSE)
Full Marks: 80
Pass Marks: 24

1. (a) Fill in the blank:              1x4=4
1)      Overdraft facility is regularly granted by bank.                            False
2)      Punjab National Bank was nationalized in the year 1955.        False, 1969
3)      The Head Office of the Reserve Bank of India is located at Mumbai.                 True
4)      Bridge loans have higher interest rates compared to other loans.                      True
(b) Fill in the blanks:         1x4=4
1)      The Banking Regulations Act was enacted in the year 1949.
2)      On 2nd October, 1975 five (5) RRBs were set up in India.
3)      The full form of CBLO is collateralized borrowing and lending obligations.
4)      In the year 1980, six (6) numbers of Indian commercial banks were nationalized.
2. Write short notes on (any four):              4x4=16
a)      Scheduled Bank.
b)      Statutory Liquidity Ratio.
c)       ATM.
d)      E-banking.
e)      Priority Sector Lending.
f)       Cooperative Bank.
3. (a) Discuss the development of banking sector in India after Independence.             14
Or
(b) Describe the kind of business a banking company may engage as provided in the Banking Regulation Act. 14
4. (a) Explain the advantages and disadvantages of unit banking system.                  7+7=14
Or
(b) Distinguish between:     7+7=14
1)            Commercial bank vs. Cooperative bank.
2)            Narrow banking vs. Universal banking.
5. (a) Discuss the agency and general utility services rendered by a modern bank.   7+7=14
Or
(b) Explain the achievements of Indian banking system after nationalization.                 14
6. (a) What do you mean by core banking? Discuss its advantages.    4+10=14
Or
(b) Explain the following:                          7+7=14
1)            Retail banking.
2)            Advantages of phone banking.

Also Read: 

Indian Banking System Question Paper Dibrugarh University BCOM 1st SEM NEP

Indian Banking System Question Paper Dibrugarh University BCOM 5th Sem

- Indian Banking System Question Paper 2021

- Indian Banking System Question Paper 2022

Indian Banking System Question Paper Dibrugarh University BCOM 4th SEM (Old course)

SEM4: IBSM - 404 - May' 2013  May' 2014  May' 2015  May' 2016  May' 2017  May' 2018  May' 2019

(OLD COURSE)
Full Marks: 80
Pass Marks: 32
Time: 3 hours
1. (a) Write True or False:          1x4=4
1)      Six Indian commercial banks were nationalized in the year 1969.  False, 19
2)      The Banks of Madras was established in 1843.           True
3)      Primary market is the market for long-term fund.  True
4)      The Head Office of the Reserve Bank of India is located at New Delhi.      False, Mumbai
(b) Fill in the blanks:       1x4=4
1)      The Board of Directors of the Reserve Bank consists of 20 members.
2)      The full form of NEFT is National Electronic Funds Transfer.
3)      The State Bank of India was established in the year 1955.
4)      Money market is the market for short term.
2. Write short notes on (any four):                4x4=16
a)            Fixed Deposit.
b)            Rural Bank.
c)             Cash Credit.
d)            Secured Loan.
e)            Bridge Loan.
f)             Retail Banking.
3. (a) Discuss about the evolution of banking systems in India.             11
Or
(b) Discuss about the organization and management of the Reserve Bank of India.       5+6=11
4. (a) Discuss the role of State Bank of India in Indian economy.       12
Or
(b) Distinguish between:                                          6+6=12
1)            Commercial bank vs. Development bank.
2)            Public sector bank vs. Private sector bank.
5. (a) Discuss the main reasons behind the nationalization of banks in our country.          11
Or
(b) Discuss the progress of cooperative banks in India.                                     11
6. (a) What is money market? Discuss the importance of money market in Indian economy.   4+7=11
Or
(b) Explain briefly the current development in the Indian capital market.                    11
7. (a) Discuss the advantages of ATM.           11
Or
(b) Explain the following:          6+5=11
1)            Revolving credit.
2)            Advantages of E-Banking.
***

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