Gauhati University Question Papers
MICRO CREDIT INSTITUTIONS (May-June’ 2013)
Full Marks: 80
Time Allowed: 3 hours
Answer either in
English or Assamese
The figures in the
margin indicate full marks for the questions
1.
(a) Direction for (1)to (5): Select the most appropriate answer from the
multiple choice given against each: 1x5=5
1) Microfinance
extends its activities to –
A.
Rural areas.
B.
Urban areas.
C.
Both (A) and (B).
D.
None of the above.
2) Rural
financial services include –
A.
Credit for productive purposes.
B.
Credit for consumption proposes.
C.
Both (A) and (B).
D.
None of the above.
3) The
SHG-Bank linkage programme was the initiative of –
A.
State Bank of India.
B.
SIDBI.
C.
NABARD.
D.
All of the above.
4) The
ideal number of members in SHG is –
A.
15.
B.
30.
C.
45.
D.
90.
5) Which
of the following departments is not a department under Ministry of Rural
Development?
A. Department
of Rural Development.
B. Department
of Land Resources.
C. Department
of Rural Health.
D. None
of the above.
(b) Match the items in List A with the associated items of
List B:
|
|
List A
|
|
List B
|
|
(A)
(B)
(C)
(D)
(E)
|
MGNREGA
NRLM
PMGSY
NSAP
IAY
|
(1)
(2)
(3)
(4)
(5)
|
Wage.
Housing
Skill development.
Roads.
Social pension
|
2.
Answer the following questions is about 30 words each: 2x5=10
a) What
is financial inclusion?
b) Mention
names of any two microfinance institutions operating in Assam.
c) Mention
the functions of village panchayat.
d) What
is JLG Model of Microfinance?
e) Which
are the three states/union territories where the rural female sex ratio is
higher than male sex ratio?
3.
Answer any four of the following in about 150 words each: 5x4=20
a) What
are the various sources of finance for the poor?
b) Discuss
the key principles of microfinance.
c) Briefly
explain the Grameen Model of microfinance.
d) Discuss
the salient features of REGP.
e) State
the functions of Assam Gramin Vikash Bank.
f) Highlight
the special features of MGNREGA.
4.
Answer the following in about 600 words each: 10x4=40
(a)
Discuss the meaning and scope of microfinance. Do you think it as a tool to
poverty alleviation?
Or
“SHG-Bank linkage programme in India is
considered as the biggest microfinance programme in the world”. Examine this
statement.
(b)
How does RBI regulate rural finance to protect the interest of rural people?
Discuss.
Or
Discuss the organizational structure of
RGBN and its rural credit delivery mechanism.
(c)
State the salient features of Regional Rural Banks. What role do they play in
the rural development?
Or
Explain the role of NABARD in rural
financing. Give a short account of its performance in rural financing in recent
times.
(d)
Write the need and importance of rural development and discuss the problems in
rural development in India.
Or
What are the distinguished features of MGNREGA? Evaluate
its performance.
***
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