AHSEC - Class 12: FINANCE Most Important Questions for 2026-2027 Exam

[AHSEC, Class 12, Finance Important Questions for 2026-2027 Exam, Complete Syllabus, Question Paper Pattern]

AHSEC Class 12 Syllabus

Unit	Topics	Marks	Periods
Unit 1	Financial Institutions	20	30
Unit 2	Money Market and Foreign Exchange Market	20	30
Unit 3	Capital Market	20	30
Unit 4	Financial Services	20	30
	Total (Theory) Project Work	80 20	120 30
Project work (We also provide Project work service)	Project Preparation Project VIVA VOCE	12 08

AHSEC Class 12 Finance Question Paper Pattern

Question Number	Marks per Question	Number of Questions to Attempt	Total Marks
Q. No. 1	1	6	6
Q. No. 2	2	4	8
Q. No. 3	3	4 (Any four out of 6)	12
Q. No. 4	5	6 (Any six out of 8)	30
Q. No. 5	8	3 (Any three out of 5)	24
TOTAL			80

Chapter wise question bank

Unit – 1: Reserve Bank of India and

Q.1. What do you mean by a Central Bank? Explain the nature of central bank. Distinguish between Central bank and commercial bank. 2017

Q.2. Write a brief note on Organisation Structure and Management of RBI. List out various departments of RBI. 2012, 2016, 2022

Q.3. Why is the establishment of Central Bank necessary in a country? Or What are the objectives of RBI?

Q.4. Explain central banking functions of RBI or traditional functions?      2013, 2015, 2016, 2017, 2018, 2019, 2025

Q.5. Explain the function of RBI as the issuer of Currency Notes. Explain different methods of note issue.  2014 2015 2016 2017 2020, 2022, 2024, 2025

Q.6. Mention the Prohibitive, Development and Promotional functions of the Central Banks.         2019, 2020, 2024

Q.7. Briefly discuss the supervisory power of RBI?

Q.8. What do you mean by Monetary Policy and Credit Control? What are its objectives?

Q.9. What are the principle methods or instruments of Credit Control used by the Central Bank? 2012, 2014, 2015, 2017, 2018, 2025

Q.10. Write a brief note on achievements and failures of RBI.

Q.11. Write a brief note on fiscal policy. 2022

Q. 12. Explain the role of RBI in the economic development of India.

Q. 13. What is non-banking financial institution.? Explain its features.      2024, 2025

Q. 14. Explain the objectives and Functions of - IFCI, SFCs, SIDCs, NABARD.            2024, 2025

Unit 2: Money Market

Q.1. What is money market (99, 02, 05, 10, 15,)? Explain its nature, objectives and functions.       2017, 2020, 2022

Q.2. Explain the similarities and difference between Money market and capital market.

Q.3. Write a brief note about the structure of Indian money market. What are its important constituents? 2010, 2012, 2015, 2017, 2019, 2024

Q.4. What are the characteristics of developed money market?

Q.5. What are the characteristics/Defects of Indian money market?   2007, 2009, 2011, 2016, 2024, 2025

Q.6. Discuss about the institutions participating in the Indian Money Market.       2012, 2013, 2015, 2017

Q.7. Explain the various Money market instruments.        2024

Q.8. Who are the lenders and borrowers of Indian Money market?

Q.9. What is foreign exchange and foreign exchange market? Mention its features and functions.  2025

Q.10. What are various types of Foreign exchange market?

Q.10. Explain various participants of Foreign exchange market.

Unit 3: Capital Market

Q.1. What is Capital Market? What are its components? Explain features and importance.2014,2015,2016,2018, 2020, 2022, 2024, 2025

Q.2. What is primary and secondary market (Stock Exchange – 2015)? State differences between primary market and secondary Market.

Q.3. What is New Issue Market (NIM)? What are its functions? What are the merits and demerits of New Issue Market (NIM)?

Q.4. Mention various methods of issue or raising capital in the New issue market? 2024

Q.5. List out various intermediaries of New Issue Market?

Q.6. What is stock exchange? Mention its features. “Stock exchange is the barometer of the economy” In the light of the statement, discuss the functions of the stock exchange.  08, 09, 10, 12, 13, 14, 2016, 2018, 2019, 2022, 2025

Q.7. Mention various types of operators in stock exchange.

Q.8. What is listing of securities? What are its objectives. What are conditions and formalities for listing of securities in stock exchange?

Q.9. Who is a stock broker? What are the qualifications essentials for a stock broker? Explain in details various functions of a stock broker.             2025

Q.10. What is sub-broker? What are various kinds of brokers?

Q.11. Explain the procedure for registration of a stock broker.

Q.12. What are various methods of trading of stocks?     2025

Q.13. What is online trading? What are its advantages and limitations?    2025

Q.14. What are various steps involved in trading and settlement of securities transaction?

Q.15. What are stock indices - SENSEX and NIFTY? Explain its need.

Unit-4: Financial Services

Q.1. What are various modern banking services provided by banks?                          2024

Q.2. What is E-Banking? What are its utilities? What are its advantages and disadvantages? 2025

Q.3. What is mobile banking? What are its advantages and disadvantages?

Q.4. What is ATM? What are its various functions and advantages?

Q.5. What is Debit card and Credit card? Distinguish between them. What are their utilities?

Q.6. What is lease? What are its various types? 2025

Q.7. What is operating lease? What are its features?

Q.8. What is financial lease? What are its features?

Q.9. Distinguish between operating lease and financial lease.

Q.10. What are the advantages and disadvantages of lease finance to lessor and lessee?

Q.11. What is Hire Purchase? What are its features? What are its advantages and disadvantages? 2024

Q.12. What is mutual funds? What are their features? What are its various types on the basis of operation and on the basis of yield and investment pattern?

Q.13. What are various advantages and disadvantages of Mutual funds?                 2024

Q.14. What is open ended and closed ended fund? Distinguish between them.

Q.15. What is venture capital? What are its features? Explain the importance of venture capital. 2024

Q.16. What is factoring? What are its various types? What are various steps involved in factoring services?

Q.17. What are various functions and benefits of factoring services?

Q.18. What is credit rating? Explain the process of credit rating. What are the factors affecting credit rating of a Company?

Q.19. What are credit rating agencies? What are their advantages and disadvantages? 2024

Q.20. What is merchant banking? Explain the role and functions of merchant bankers. Distinguish between merchant banking and commercial banks. 2024