Indian Banking System Question Papers May 2017, Dibrugarh University B.Com 4th and 5th Sem Hons and Non Hons (CBCS Pattern)

Indian Banking System Question Papers May 2017
Dibrugarh University B.Com 4th and 5th Sem
COMMERCE (General)
Course: 404 (Indian Banking System)
Time: 3 hours
The figures in the margin indicate full marks for the questions
(NEW COURSE)
Full Marks: 80
Pass Marks: 24

1. (a) Fill in the blank:              1x4=4
a)      ‘Bank of Bombay’ was established in 1843.
b)      The Banking Regulations Act was enacted in the year 1934.
c)       ICICI Bank was the first bank to offer Internet Banking in India.
d)      Factoring is a method of raising long-term finance.

(b) Fill in the blanks:    1x4=4
a)      RBI was nationalized in the year ____.
b)      The full form of NEFT is ____.
c)       The Imperial Bank of India was established in the year ____.
d)      Schedule banks are listed in the Second Schedule of ____.
2. Write short notes on (any four):    4x4=16
a)      Phone Banking.
b)      Cash Reserve Ratio.
c)       Unit Banking.
d)      Cash Credit.
e)      Rural Bank.
f)       Core Banking.

3. (a) Discuss about the evolution of banking systems in India.                    14
Or
(b) Write the provisions of Banking Regulation Act, 1949 regarding licensing and opening of new branches of banking companies.                         8+6=14

4. (a) Explain the advantages and disadvantages of branch banking system.       7+7=14
Or
(b) Distinguish between:      7+7=14
a)      Public sector bank and Private sector bank.
b)      Retail banking and Wholesale banking.

5. (a) Discuss the main reasons behind the nationalization of banks in our country.         14
Or
(b) Explain the principles of investment policy followed by banks.                             14

6. (a) What is e-banking? Discuss about the various services provided through e-banking.    4+10=14
Or
(b) Explain the following:                              7+7=14
a)      Revolving credit.
b)      Bridge loan.

Also Read: 

Indian Banking System Question Paper Dibrugarh University BCOM 1st SEM NEP

Indian Banking System Question Paper Dibrugarh University BCOM 5th Sem

- Indian Banking System Question Paper 2021

- Indian Banking System Question Paper 2022

Indian Banking System Question Paper Dibrugarh University BCOM 4th SEM (Old course)

SEM4: IBSM - 404 - May' 2013  May' 2014  May' 2015  May' 2016  May' 2017  May' 2018  May' 2019

(OLD COURSE)
Full Marks: 80
Pass Marks: 32
Time: 3 hours
1. (a) Write True or False:                             1x4=4
a)      State Bank of India was nationalized in 1969.
b)      Group banking system is popular in Europe.
c)       Foreign exchange market has no geographical location.
d)      Private sector banks may be Indian banks or foreign banks.

(b) Fill in the blanks:                                    1x4=4
a)      According to Section ____ of Reserve Bank of India Act, 1934 banks have to maintain Cash Reserve Ratio.
b)      The full form of OTCEI is ____.
c)       Capital market is the market for ____.
d)      Overdraft facility is provided on ____ account.

2. Write short notes on (any four):      4x4=16
a)      State Bank of India.
b)      Schedule Bank.
c)       Current Account.
d)      Bank Draft.
e)      Syndicated Loan.
f)       Internet Banking.

3. (a) Discuss the role of banks in the economic development of a country.     12
Or
(b) Discuss about the various classification of banks of India.                                       12

4. (a) Explain the powers of Reserve Bank of India as provided in the Banking Regulation Act, 1949.          11
Or
(b) Explain the advantages and disadvantages of branch banking system.             6+5=11

5. (a) What is nationalization of bank? Discuss the objectives of bank nationalization in our country.         4+7=11
Or
(b) Describe the principles of good lending generally followed by banks.               11

6. (a) What is money market? Discuss the characteristics of Indian money market.            4+7=11
Or
(b) Discuss about the evolution of Indian capital market.               11

7. (a) Discuss the various advantages of mobile banking.                               11
Or
(b) Explain the following:                              5+6=11
a)      Core Banking.
b)      Factoring service.