Finance [Banking] Question Paper 2012AHSEC Class 12 Finance Question PapersFull
Marks: 100Pass
Marks: 30Time: Three HoursThe figures in the margin indicate full
marks for the questions.
Finance [Banking] Question Paper 2012
AHSEC Class 12 Finance Question Papers
Full
Marks: 100
Pass
Marks: 30
Time: Three Hours
The figures in the margin indicate full
marks for the questions.
1. Answer as directed: 1x10=10
a) In which year fourteen Indian commercial banks were nationalized?
b) What do you mean by scheduled bank?
c) Define Hundi.
d) The Reserve Bank of India was established in the year ____ (Fill in the gap)
e) NABARD was established in the year 1982/1985/1987. (Choose the correct year)
f) Write the full form of IFCI.
g) What is post-dated cheque?
h) Money market is the market for short-term funds. (State whether True or False)
i) Lead Bank scheme was introduced in the year ____ (Fill in the gap)
j) What is foreign exchange market?
2. What is bank rate? 2
3. Give two examples of public sector bank. 2
4. Who can cross a cheque? 2
5. Name any two departments of the Reserve Bank of India. 2
6. State any two functions of stock exchange. 2
7. State the meaning of Development Bank. 2
8. Write a short note on Presidency Bank. 3
9. What are the essentials of valid endorsement? 3
10. Write a short note on Mortgage. 3
11. State any three important differences between Bill of Exchange and Cheque. 3
12. Explain the meaning of ‘Non-Banking Financial Institution’ with illustration. 3
13. What are the advantages of branch banking system? 3
14. Draw specimens of different types of crossing of cheque. 3
15. Explain General Utility Services of a Bank. 3
16. Discuss briefly what is meant by ‘Payment is due course’. 5
17. Give an account of the International Bank for Reconstruction and Development. 5
18. Discuss the principles followed by the commercial banks in granting loans and advances. 5
19. What are the differences between Money Market and Capital Market? 5
20. Briefly mention the duties and responsibilities of a collecting banker. 5
21. Discuss about the institutions participating in the Indian Money Market. 5
22. (a) Give the meaning of liquidity. State the factors that affect cash reserve of commercial bank. 2+6=8
Or
(b) Explain the term ‘cash reserve’ and ‘cash credit’.
23. What are the different forms of crossing? Explain the significance of general crossing and special crossing. 2+6=8
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Also Read:
1. HS 12 Banking Chapter wise Notes
2. AHSEC Class 12 Banking Question Papers From 2012 Till Date
3. AHSEC Class 12 Banking Solved Question Papers From 2012 Till Date
4. Banking Chapter wise MCQs
5. Class 12 Banking Important Questions and Question Bank
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24. (a) Explain briefly about the different credit control techniques adopted by the RBI. 8
or
(b) Write a brief note on the State Bank of India. 8
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