Indian Banking System Important Questions for Upcoming Exam
[Dibrugarh University B.Com 4th and 5th Sem CBCS Pattern]
Q.
What is bank? Explain its features. What are the various functions performed by
commercial banks in India? 2013, 2016, 2018, 2021, 2023
Q.
Trace the evolution and development of Banking in India. 2013, 2015, 2017, 2018, 2022
Q.
What are various types of bank? Explain them briefly. 2016, 2019
Q. Write a brief
note on salient provisions of Banking Regulation Act, 1949 regarding: 2017, 2021
(1) Requirements as to minimum paid up capital and
reserve.
(2) Licensing of banking companies.
Q. Describe the kind of business of banking
company many engage as provided in the Banking Regulation Act. 2015, 2018, 2022
Q. Write a brief
note on SBI (Commercial Banks) and its role of State Bank of India in Indian
economy. 2013SN, 2016, 2019
Q. What is bank digitization?
Explain its advantages and disadvantages.
Unit
– 2: Indian Banking System
Q. What is unit
banking? Explain its merits and limitations. 2014,
2016, 2018, 2017SN
Q. What is branch
banking? Explain its merits and limitations. 2015,
2017
Q. What is retail
banking? Explain its merits and limitations. 2014SN,
2023
Q. Explain the
merits and demerits of Universal Banking. 2019SN,
2022, 2023
Q. Explain the
merits and demerits of Private Banking.
Q.
Distinguish between: VVI
- Retail
and Wholesale Banking 2016,
2016, 2021, 2022
- Unit
and Branch Banking 2013,
2014, 2019, 2021, 2023
- Public
Sector bank and Private sector bank 2013,
2015, 2017
- Regional
and Universal Banking 2014
- Narrow
and Universal Banking 2016,
2018
- Commercial
Bank and Development Bank 2015
- Commercial
Bank and Cooperative Bank 2018,
2022
- Public
Sector Bank and RRB 2021
Q. Write short
notes on:
- Rural
Banking and RRB 2013SN, 2017SN,
2019SN
- Chain
banking
- Retail
Banking 2015, 2018
- Group
Banking 2019
- Pure
and Mixed banking 2019
- Narrow
banking
- Correspondent
Banking
- Wholesale
Banking 2019
Unit
– 3: Nationalisation, Liquidity and Investments principles of Banks
Q. What do you mean by Nationalisation of Banks?
Discuss the main reasons behind the nationalization of banks in our country. 2013, 2017, 2019SN
Q.
Explain the major achievements of nationalised banks. 2014, 2016, 2018
Q.
Give arguments in favour and against nationalisation of banks in our country. 2015,
2021, 2022, 2023
Q. What is the meaning of bank
privatization? Discuss the advantages and limitations of bank privatization.
Q. What do you
mean by liquidity of a bank? Explain the provisions of banking regulation Act
to maintain the liquidity of bank.
Q.
What are various types of loans and advances provided by banks? Distinguish
between them. Also mention the principles to be followed by banks while lending
money. 2021
Q.
Write a brief note on investment principles of banks. 2013, 2014, 2015, 2017, 2019, 2022
Q. What is mutual fund? What are
its features? Discuss the advantages of investment in mutual funds. 2023
Q. Write short
notes on: VVI
- SLR 2014SN, 2016SN, 2018SN, 2019
- CRR 2017SN, 2019, 2021
- Overdraft
(2016SN), Cash Credit (2013SN, 2017SN)
Unit
– 4: Recent trends in Indian Banking
Q.
Write a brief note on various types of finance provided by bank in recent
times. 2022
Q.
What are the various modern services provided by banks? Explain them briefly. 2014, 2023
Q.
What is internet banking/E-banking? Explain its advantages and limitations. 2013,2015,2017,2018SN,
2021
Q. What is core
Banking? Explain its growth and development in India. Explain it features and
advantages. 2013, 2014, 2017SN
Q. What is
factoring? Explain its importance as a source of finance.
Q. Write short
notes on:
- UPI
- ATM 2014SN, 2016SN, 2018SN
- Credit and
Debit card 2021
- Bridge loan 2016,
2017, 2021
- Syndicate loan 2021
- Phone
Banking/Mobile Banking 2013SN,
2016, 2017SN, 2018, 2019, 2022
- Factoring 2013SN,
2016SN
- Revolving Credit 2015, 2017, 2019